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Terms of Service

Last updated: May 21, 2026

1. Agreement

By using this website or our services, you agree to these terms. If you do not agree, do not use the site.

2. What we do

Surplus Advisors LLC helps former property owners recover surplus funds held by their county after a foreclosure or tax sale. We are not a law firm and do not provide legal advice. For legal advice, consult a licensed attorney.

3. Engagement & fees

No attorney–client or fiduciary relationship is created by using this website. A formal engagement begins only when you sign our written engagement letter. Our fee is contingent on successful recovery, paid as a percentage of funds recovered, and capped by your state's surplus statute. The exact percentage is disclosed in writing before you sign.

4. No guarantee of recovery

We make no guarantee that any specific claim will be approved or that funds will be released. Counties have discretion, claims can be denied, and senior lienholders may have priority.

5. Accuracy of information

You agree to provide accurate identifying information. Misrepresentation may void our engagement and constitute fraud under state law.

6. Limitation of liability

To the maximum extent permitted by law, our total liability is limited to the fee we collected on your claim (or zero, if no fee was collected). We are not liable for indirect, consequential, or punitive damages.

7. Governing law

These terms are governed by the laws of Your State. Any dispute will be resolved in the state or federal courts located in that state.

8. Contact

Surplus Advisors LLC, 123 Main Street, Suite 100, Your City, ST 00000. Email recover@surplus-advisors.com. Phone (555) 123-4567.